My Team

We are a team of professionals who have dedicated our careers to creating thoughtful financial plans for our clients. When you become our client, we commit to providing you with concierge-level customer service to meet needs that exceed expectations. Our goal is to help you align your actions with your goals, and measure progress along the way. Meet the team that makes it happen.

Amber S Akhtar

Amber S Akhtar

Director of Investment Operations
Office 603-570-2088

Amber began her career with Northwestern in 2014.  After graduating with a degree in communication and business administration from the Universtiy of New Hampshire, Amber was excited to start a career in client services and practice management.  

Amber's primary role involves assisting clients with opening accounts, service requests, and managing day to day operations.  Amber also assists clients in the underwriting process.

Amber holds her MA and NH Life, Accident & Health Insurance licenses as well as her Series 7 & 63 securities registrations.

In her spare time, Amber enjoys traveling and spend time with her family and friends in her home town of Portsmouth, NH.

How can Amber help?

  • She services all existing  accounts
  • She can direct clients to appropriate resources
  • She can assist with your insurance and investment applications
  • She coordinates all insurance underwriting with the home office.
Ashley Toppel

Ashley Toppel

Director of Client Services
Office 781-224-1635

Ashley joined Nick's team starting as a summer intern in 2017 and began full time in August of 2017 as an Operations Associate. Ashley works with clients on insurance underwriting and also assists the team with day to day operations and data management.

Ashley recently graduated with a Bachelor's degree in Business Administration and Management at Boston University where she was Vice President of Social Responsibility for her sorority. Before attending BU, Ashley grew up in Boca Raton, Florida with her family. Outside of work, Ashley enjoys spending time with friends and her new puppy, Sadie.


How Can Ashley Help?

  • She can direct clients to appropriate resources
  • She can schedule your next appointment with Nick
  • She can assist in taking your insurance and investment applications
  • She facilitates relationships and meetings with your other trusted advisors

Jessica M Terranova

Director of Marketing and Communications
Office 781-224-1616
Vincenzo Terranova

Vincenzo Terranova

Financial Planning Associate
Office 781-224-1657

Vincenzo joined Nick's team as an associate financial representative in 2017 after graduating from Boston University with a degree in Economics.  While at BU, Vinenzo was a member of the Undergraduate Economics Association. Vincenzo currently holds his Massachusetts life, accident and health insurance licenses. Vincenzo works closely with Nick to build and analyze our client's financial plans.

Vincenzo hails from Gloucester, Massachusetts where he enjoys rowing, playing hockey and spending time with his family.


Nicholas James Shultz, CFP®, RICP®
Wealth Management Advisor

Focus Financial


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck