My Team

team photo

We are a team of professionals who have dedicated our careers to creating thoughtful financial plans for our clients. When you become our client, we commit to providing you with concierge-level customer service to meet needs that exceed expectations. Our goal is to help you align your actions with your goals, and measure progress along the way. Meet the team that makes it happen.

Amber S Akhtar

Amber S Akhtar

Director of Investment Operations and Services
Office 781-224-1654

Amber began her career with Northwestern Mutual in 2014.  After graduating with a degree in communication and business administration from the University of New Hampshire, Amber was excited to start a career in client services and practice management.  

Amber's primary role is managing day to day operations, as well as servicing our investment clients. 

Amber holds her MA and NH Life, Accident & Health Insurance licenses, as well as her Series 7 & 63 securities registrations.

In her spare time, Amber enjoys traveling and spending time with her family and friends in her home town of Portsmouth, NH.

How can Amber help?

  • She can direct clients to appropriate resources
  • She can assist with your investment applications
  • She services all investment accounts
Ashley Toppel

Ashley Toppel

Director of Client Services
Mobile 561-716-0687

Ashley joined Nick's team starting as a summer intern in 2017 and began full time in August of 2017, as an Operations Associate. Ashley now manages all insurance underwriting, as well as assists with operations and marketing initiatives.

Ashley holds her MA Life, Accident & Health Insurance Licenses, as well as her Series 7 & 63 securities registrations.

Ashley recently graduated with a bachelor's degree in Business Administration and Management at Boston University where she was Vice President of Social Responsibility for her sorority. Before attending BU, Ashley grew up in Boca Raton, Florida with her family. Outside of work, Ashley enjoys spending time with friends and her puppy, Sadie.

How Can Ashley Help?

  • She can direct clients to appropriate resources
  • She can answer questions regarding insurance underwriting
  • She services all insurance policies and billing accounts
  • Ashley can assist with questions regarding the Northwestern Mutual Client Portal
Christopher A Ray

Christopher A Ray, CFA®

Financial Advisor

Chris joined Northwestern in 2018 and brings with him considerable experience including a track record of strong investment performance, innovative, client-driven investment solutions and successful new business growth over his more than thirty years in Boston’s investment community. He has the depth and breadth of knowledge to design, implement and manage customized, multi-manager, multi-asset investment solutions on behalf of discerning clients. Previous employers include Putnam Investments, Mercer Investments, High Vista Strategies, and Man-Numeric. Chris is also a long-time Northwestern client and has first-hand experience integrating risk and asset management strategies as part of a comprehensive wealth management framework.

Chris is a CFA® charterholder and member of the CFA Society Boston where he serves as a mentor to younger members and is actively involved in the society’s financial literacy program. He earned his undergraduate degree from Marquette University and his MBA from Boston University. Chris also holds his MA Life, Accident & Health insurance licenses as well as Series 7, 24 and 63 securities registrations.

A fitness enthusiast, you will find Chris running along the Charles River most mornings. In his spare time, he escapes to Vermont where he enjoys golf and skiing, hikes in the woods with his dog and a good book. In addition, Chris serves as a member of the board of trustees at Proctor Academy where he chairs the investment committee.


Corey T. Creel, MBA

Financial Planning Analyst
Office 781-224-1619
Matthew J Burckhardt

Matthew J Burckhardt

Financial Advisor
Office 617-531-9568

Matt began his career at Northwestern Mutual in 2011, as a college intern.  After graduating from Penn State with a degree in Finance and International Business, he became a Financial Advisor and ran his own practice for 6 years.

In August of 2018, Matt had the opportunity to join Nick's team and expand his client base while helping him live up to the promise of creating and maintaining a concierge level of service. Matt's primary role on the team is to conduct financial planning review for existing clients as well as identify new business opportunities for the team. He also assists in building out financial plans and analysis.

Matt holds his MA Life, Accident & Health Insurance license, as well as his series 6, 63 & 65 securities registrations. In his spare time, Matt enjoys spending time with his fiancé Ashley and practicing Brazilian jiu-jitsu.

How Can Matt Help?

  • He can direct clients to the appropriate resources
  • He can help answer questions regarding your financial plan
  • He can assist in scheduling your next review with Nick
Vincenzo Terranova

Vincenzo Terranova

Financial Planning Analyst
Office 781-224-1657

Vincenzo joined Nick's team as an associate financial representative in 2017, after graduating from Boston University with a degree in Economics. While at BU, Vincenzo was a member of the Undergraduate Economics Association.

Vincenzo currently holds his MA Life, Accident & Health Insurance licenses. Vincenzo works closely with Nick to build and analyze our client's financial plans.

Vincenzo lives in Gloucester, Massachusetts and is an avid rower. When he is not on the ocean he enjoys playing hockey and spending time with his family.

How can Vincenzo help?

  • He can direct clients to the appropriate resources
  • He can help answer any questions you have regarding your personal planning analysis
  • He can provide you with your most recent insurance and investment statements

Nick Shultz, CFP®, RICP®, ChFC®, CLTC®

Wealth Management Advisor


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck